Effective Date: 13 August 2025
The following details the particular terms and conditions that govern the service called “QR Payments” (the “Particular Terms and Conditions” and the “Service”) through which the User is allowed to make payments to third parties via reading the interoperable QR Code.
QR is understood as the Quick Response Code, which is a module for storing information in a data matrix or in a two-dimensional barcode that complies with the interoperability rules established by the applicable regulations.
These Particular Terms and Conditions form part of the General Terms and Conditions and the Privacy Policy, which are mandatory and binding, and the User declares to know and accept them prior to using the Service. Any User who does not wish to accept these Particular Terms and Conditions must refrain from using the Service.
1. FUNCTIONALITY
The Service will allow Users to make payments by reading QR Codes in Argentina, Brazil, and Peru, 24 hours a day, 7 days a week, 365 days a year (each payment, a “Payment Processing Request”). QR Codes can be fixed or dynamic. The amount of the Payment Processing Request may be pre-established by the collector or defined by the paying User for the product or service.
For the purpose of providing the Service, the Developer reserves the right to use third parties unrelated to the Developer for the provision, implementation, and execution of the Services described in these Particular Terms and Conditions, always ensuring that such third parties comply with the required quality and confidentiality standards, and in compliance with the regulations applicable to the Service in each jurisdiction (the “Third-Party Providers”). For these purposes, by accepting the Particular Terms and Conditions, the User authorizes the Developer to provide its Third-Party Providers with the necessary data for the sole purpose of using them to carry out transactions—such as, but not limited to—transfers and payments in businesses through the use of the Service.
2. SERVICE
The User must select the option to pay with QR Code and scan it in order to effect the collection and debiting in their Account, in accordance with the procedure set forth in the Application. For each Payment Processing Request, the Application will automatically suggest a currency among those available that allows covering the required amount, and the User may modify said currency and opt for another currency with available balance to cover the amount of the Payment Processing Request.
In the event that the currency selected by the User differs from the legal tender currency indicated in the Payment Processing Request, the User will be informed of the applicable exchange rate before confirming the operation, with the corresponding conversion (swap) being carried out at the time of executing the transaction. The User may view all currencies with available balance in their Account to cancel a Payment Processing Request. In all cases, the User may select a single currency (i.e., a single balance) to make the payment.
In the event that the User does not have sufficient funds required for each Payment Processing Request, the operation cannot be executed, and the User will be informed of the reason why the operation was not completed, without any liability on the part of the Developer and/or its Third-Party Providers, releasing them from any claim and/or damage that may arise due to the lack of sufficient balance in their Account for each Payment Processing Request.
In the event of having sufficient funds, the User will see the corresponding amount deducted from the general balance of their Account, according to the selected currency (including, where applicable, the applicable conversion to execute the Payment Processing Request). For its part, the Collector will receive the amount in the legal tender currency indicated in the Payment Processing Request.
For its part, in the event of a reversal of funds with respect to a Payment Processing Request, the User will receive the corresponding refund in their Account in the currency in which it originated.
The amount to be refunded will be equivalent to the value effectively transferred to the Collector in the applicable legal tender currency, and may be subject to variations depending on the exchange rate in effect at the time of the reversal, applicable commissions, or market conditions.
The process mentioned herein may vary without prior notice.
3. LIMITS
The Service will be enabled for operations with a minimum and maximum amount, according to the limits reported in the Application.
The approval of each Payment Processing Request is subject to verification of operational limits established by the operators, payment institutions involved, regulatory bodies, availability, and sufficiency of the User's funds. In all cases, the Developer will have no responsibility if it is not possible to execute a Payment Processing Request due to issues related to the assumptions listed in this section.
The User accepts that inconsistencies may exceptionally occur in the processing of each Payment Processing Request linked to the compensation time thereof, so there may be delays in the crediting of funds to the Account, not attributable to the Developer.
4. COMMISSIONS
The use of the Service may be subject to commissions. If applicable, these will be reported in the Application.
In the event of a commission applying, the User accepts, acknowledges, and irrevocably authorizes the Developer to withhold or collect any tax, fee, charge, or concept that must be withheld or collected in accordance with the operation carried out by the User or in accordance with any other provision established by the applicable regulations and in the percentages or with the exceptions resulting therefrom. It is the User's responsibility for everything concerning the taxes applicable to the operations they carry out through the Application, so neither the Developer nor its affiliated companies, related parties, directors, managers, employees, agents, representatives, and attorneys will be responsible for the User's tax obligations before the competent authorities.
5. DECLARATIONS
The User declares that they will use the Services in a lawful manner and that their activity is not related to: (i) the manufacture and marketing of firearms, ammunition, explosives, and other related materials; (ii) marketing of narcotics and drugs; (iii) promotion or marketing of content related to pedophilia or pornography; (iv) shell banks or “Shell Banks”; (v) money laundering, arms trafficking, human trafficking, animal trafficking, etc.; (vi) any activity or goods whose promotion or marketing is contrary to legal and administrative provisions, morals, and good customs; (vii) contents that in any way involve minors under 18 years of age, or films or photographs that have been taken illegally from minors under 18 years of age or without the consent of the persons appearing therein; (viii) promotion of violence and/or discrimination of any kind; (ix) promotion or marketing of contents, goods, or services that violate any current legislation, especially those related to the protection of intellectual property rights, software piracy.
6. PERSONAL DATA
By accepting these Particular Terms and Conditions, the User understands and accepts that the information and personal data provided will only be processed for the sole purpose of complying with the obligations established in these Particular Terms and Conditions in relation to the use of the Service, and that they may be shared and/or disclosed to the Third-Party Providers, solely for the purpose of ensuring the correct provision, implementation, and execution of the Service. The Developer undertakes that such third parties comply with the applicable data protection and confidentiality standards in accordance with current regulations.
7. LIABILITY
Users are the sole and exclusive responsible parties for the use of the Service, the Payment Processing Request, and deductions, including any damage derived therefrom.
The User acknowledges and accepts that the correct reading of the QR Code may depend on factors that are beyond the Developer's control (such as lighting, operation of the cell phone's camera, cell phone battery, internet connection, capture of biometric data, among other issues). Therefore, in no case will any liability fall on the Developer and/or its Third-Party Providers derived from incorrect reading or the impossibility of reading a QR code, the interruption or non-completion of a QR payment, and/or any other technical problem that may prevent the completion of a QR payment.
The Developer will not be responsible nor will it verify the causes, amount, or any other circumstance related to the payment processing request, as well as regarding the existence, quality, quantity, operation, condition, integrity, or legitimacy of the goods or services offered, acquired, or alienated by the Users and paid using the Application. For its part, the Developer reserves the right to reject, cancel, or suspend a Payment Processing Request, and/or temporarily and/or permanently block access and use of the Account in case of suspicion or indication of the use of the Application for any activity prohibited by law or the General Terms and Conditions of the Application.
The User understands and accepts that neither the Developer nor its Third-Party Providers have any responsibility regarding all those operations carried out by the Users when these are fraudulent or accidental or arise from negligence on the part of the Users in the care of their public access credentials or private passwords. Therefore, the User assumes, acknowledges, and accepts their total responsibility for the losses, deductions in their Account, that originate through their User name.
8. MODIFICATIONS
All requests, inquiries, claims, and, in general, any communication to the Developer must be sent to [email protected]. The Developer reserves the right to modify, alter, or update these Particular Terms and Conditions at any time, as well as to modify any content included in the services offered, therefore applying what is established in the “Modification of the General Terms and Conditions” section of the General Terms and Conditions.
These terms and conditions for the cryptocurrency purchase and sale service (the “Crypto Terms and Conditions”) apply to the use of the service offered by Sixalime S.A.S (MANTECA) through the Crypto Store Website. Sixalime S.A.S. is a legally incorporated company under the laws of the Argentine Republic, registered with the General Inspectorate of Justice and registered as a Virtual Asset Service Provider with the National Securities Commission (CNV) under Number 21. Any User wishing to access and/or use the Website or the Services may do so subject to the respective General Terms and Conditions, the clauses of which are applicable to these Crypto Terms and Conditions. The term “Cryptoassets” or “Cryptocurrency” shall refer to the digital representation of value as an encrypted financial asset, defined by a computational protocol that may be subject to digital trading and whose functions include serving as a medium of exchange and/or payment, a unit of account, a store of value, a financial investment tool, and/or a financing medium, which does not have legal tender status and is decentralized, with its value subject to price fluctuations based on supply and demand in the markets. The term “Website” refers to the digital platform accessed or the mobile phone application.
By selecting the “accept” option, the User acknowledges and agrees to these Crypto Terms and Conditions, having already accepted the General Terms and Conditions of the Website/App, and establishes a direct relationship with Sixalime S.A.S., a registered simplified stock company that provides a platform for the purchase and sale of cryptoassets. Likewise, the Services provided by Sixalime S.A.S. through the Website are available exclusively to qualified individuals who understand the risks and volatility of cryptocurrencies.
USER REGISTRATION
To access the cryptocurrency purchase and sale services offered on the Website, it is mandatory to complete the registration form in its entirety with valid information, which has the character of a sworn statement. The prospective User must provide accurate, precise, and truthful personal information (“Personal Data”) and undertakes to update such Personal Data as necessary. The User expressly agrees that Sixalime S.A.S. may use various means to verify their Personal Data, and the User assumes the obligation to review and keep such data updated. It is hereby noted that Sixalime S.A.S. is not responsible for the accuracy of the Personal Data provided by Users of this Website. Users guarantee and are responsible, in all cases, for the truthfulness, accuracy, validity, and authenticity of their Personal Data. The User will access their personal account (“Account”) by entering their email address and generating a chosen personal security key (“Security Key”). The User is obligated to maintain the confidentiality of their Security Key. The Account is personal, unique, and non-transferable. The User shall be responsible for all operations carried out in their Account, as access is restricted to the entry and use of their Security Key, which is known exclusively to the User. Sixalime S.A.S. reserves the right to reject any registration request or cancel a previously accepted registration without being obligated to communicate or explain the reasons for its decision and without this generating any right to compensation or indemnity.
Accounts are non-transferable, and neither the rights nor the accounts may be assigned to third parties. Accounts are personal to the Users, and all transactions conducted through the account are carried out under the personal name of the account holder.
The account holder is responsible for maintaining the security of their credentials.
Sixalime S.A.S. may request additional information and documentation from the User, at its sole discretion, to verify both the User’s identity and the lawful origin of the funds transferred to their registered account on the Website, as well as to verify the lawful purpose of any transaction conducted on the Website. Such information and/or documentation will be requested from the User by Sixalime S.A.S. exclusively through the email address: [email protected].
CURRENCY EXCHANGE
For the purpose of exchanging cryptoassets for fiat currency, Users may deposit cryptoassets into the account provided by the platform using accepted payment methods. To complete this operation, the User acknowledges and accepts that all transfers made on the platform in cryptoassets, in this case USDT, may be converted, at the User’s choice, into fiat currency, namely Argentine Pesos ($) and/or U.S. Dollars (USD), at the exchange rate in effect at the time of the transaction. Sixalime S.A.S. reserves the right to verify the authenticity and validity of cryptocurrency transactions before crediting funds to the User’s account. Once the transaction is completed, the fiat currency funds may be withdrawn to the CBU (bank account number) provided by the User, registered in their profile, and exclusively under their ownership. It is hereby noted that such withdrawals may under no circumstances be made to a CBU that is not exclusively owned by the User or belongs to third parties. The User undertakes to provide accurate and complete banking information to facilitate efficient withdrawal to the provided CBU. The conversion will be carried out in accordance with the terms and conditions established for the exchange services used to perform the operation. The User expressly waives any claim and/or liability against Sixalime S.A.S. regarding currency conversion and the transfer of funds to their bank account.
ACQUISITION OF CRYPTOASSETS
For the purpose of acquiring cryptocurrencies, Users shall make bank transfers exclusively from accounts under their sole ownership, with cash deposits or transfers from third-party bank accounts being invalid for these purposes. To complete this operation, the User acknowledges, accepts, and hereby expressly and irrevocably instructs Sixalime S.A.S. that all transfers made on the platform in fiat currency, namely Argentine Pesos ($) and/or U.S. Dollars (USD), to the CBU and/or CVU provided by Sixalime S.A.S., will be automatically converted into the stable cryptocurrency USDT at the exchange rate in effect at the time of the transaction. Likewise, the stable cryptocurrencies (USDT) resulting from such conversion will be automatically transferred by Sixalime S.A.S. to the User’s wallet.
Sixalime S.A.S. may take the measures it deems necessary to verify and/or confirm information about the User’s bank account and will bear no responsibility for any temporary or permanent inability of the User to access the balance transferred to their registered account on the Website. Sixalime S.A.S. may establish monthly and annual limits for depositing funds into the User’s registered account on the Website, and Sixalime S.A.S. will
not be liable for damages and/or inconveniences caused to the User due to misuse or conflicts between the User and the payment method. By accepting these Crypto Terms and Conditions, the User declares that they have the legal capacity to contract, are of legal age, and have sufficient aptitude and capacity to understand and expressly accept the fluctuations of cryptocurrencies. The final exchange rate considered for the conversion between Argentine Pesos and the cryptocurrency will be as specified on the Website/App at the time the funds are credited. Due to the known fluctuation of cryptocurrencies and the potential delay in reconciling the transfer, the User acknowledges and accepts that they may not claim differences and/or damages and/or losses related to such fluctuation. Through these terms, the User waives invoking the application of the theory of unforeseen circumstances as provided by Article 1091 of the Argentine Civil and Commercial Code.
Sixalime S.A.S. is not responsible for the destination of the virtual currencies acquired by the User or for their origin. In the event that information regarding certain transactions of an account is requested by a competent authority or judicial authorities, the User authorizes Sixalime S.A.S. to comply with any obligation to report and provide all required information to the competent authorities. The User undertakes to guarantee the lawful origin from legitimate sources of the balance transferred to their registered account on the Website and that all transactions will have a lawful purpose.
The User understands and accepts that they may perform the following operations: acquire and sell cryptoassets in exchange for Argentine Pesos, acquire and sell cryptoassets through the transfer of U.S. Dollars.
The User acknowledges and accepts that all these operations may be subject to service fees, commissions, or transaction costs as informed by Sixalime S.A.S.
Sixalime S.A.S. reserves the right to analyze the origin of the cryptoassets transferred by the User to their registered account on the Website and the right to reject such transfers or deny the legitimacy of the cryptoassets without the need to provide the User with any information in this regard. Sixalime S.A.S. will not be liable for the consequences to the User resulting from the cancellation of such cryptoasset transfers or for damages and/or losses arising as a result, where applicable.
NON-COMPLIANCE
In the event of non-compliance and/or violations by the User of these Crypto Terms and Conditions, Sixalime S.A.S. is authorized to return the User’s funds to them via bank transfer, without prejudice to the deduction of corresponding administrative expenses.
DIGITAL CURRENCY PROTOCOLS
Sixalime S.A.S. has no authority or control over the software protocols governing the operations of cryptocurrencies supported on our platform. Generally, these protocols are open-source, and anyone can use, copy, modify, and distribute them. By using Sixalime S.A.S.’s services, the User acknowledges and accepts that (i) Sixalime S.A.S. is not responsible for the operation of the underlying protocols and does not guarantee their functionality, security, or availability, and (ii) the protocols are subject to sudden changes in their operating rules (such as potential forks). Such forks may materially affect the value,
functionality, and/or denomination of the digital currency stored on Sixalime S.A.S.’s platform. In the event of a fork, the User accepts that Sixalime S.A.S. may temporarily suspend its operations (with or without prior notice) and that Sixalime S.A.S. may, if deemed necessary, (a) configure or reconfigure its systems or (b) decide not to support (or cease supporting) an alternative protocol, provided the User has the opportunity to withdraw their funds from the platform. The User acknowledges and accepts that Sixalime S.A.S. assumes no responsibility for an unsupported branch of an alternative protocol, releasing Sixalime S.A.S. from any liability in this regard.
IT IS HEREBY NOTED THAT SIXALIME S.A.S. IS NOT A FINANCIAL INSTITUTION, NOR DOES IT PROVIDE FINANCIAL OR INVESTMENT ADVICE. IT IS EXPRESSLY STATED, AND THE USER ACCEPTS, THAT SIXALIME S.A.S., THROUGH THE WEBSITE, DOES NOT PROVIDE ANY TYPE OF INVESTMENT ADVICE REGARDING THE SERVICES OFFERED. LIKEWISE, IT IS CLARIFIED THAT SIXALIME S.A.S. DOES NOT PERFORM FINANCIAL RESOURCE OR NEGOTIABLE SECURITIES INTERMEDIATION TASKS, NOR DOES IT GUARANTEE ANY RETURN ON INVESTMENT TO USERS.
TAX OBLIGATIONS
Sixalime S.A.S. is not responsible for any tax obligations incurred by the User, who is solely responsible for the timely declaration and payment of any applicable taxes related to their operations.
RISK PROFILE
By accepting these Crypto Terms and Conditions, the User acknowledges and accepts that Sixalime S.A.S. and/or other commercial companies that may offer services or products on the Website in the future are authorized to collect the User’s transaction history on the Website, as well as to request credit risk analysis reports from public authorities and/or private entities to generate and evaluate the User’s commercial and risk profile. The User acknowledges and provides formal consent for Sixalime S.A.S. to use third-party databases to establish the best commercial and risk profile for the User to provide better service.
LIABILITY
The User acknowledges and accepts that they use the Website at their sole and exclusive responsibility. Each User acknowledges and accepts that they are solely responsible for their actions on the Website. The User acknowledges and accepts that any operations conducted through the Website are at their own risk.
IN NO CASE SHALL SIXALIME S.A.S. BE LIABLE FOR LOST PROFITS OR ANY OTHER DAMAGE AND/OR LOSS THAT THE USER MAY SUFFER DUE TO OPERATIONS CONDUCTED THROUGH THE WEBSITE, OR AS A RESULT OF HACKING, MANIPULATION, VIRUS TRANSMISSION, OTHER UNAUTHORIZED ACCESS, OR USE OF THE SERVICES, THEIR ACCOUNT, OR ANY INFORMATION CONTAINED THEREIN, OR DUE TO THE INABILITY TO USE OR LACK OF AVAILABILITY OF THE SERVICES. The exclusions of liability shall apply to the maximum extent permitted by applicable law. The company shall not be liable for interactions between Users based on trust placed in the system or the Website.
By accepting these Terms and Conditions, the User acknowledges and accepts that trading goods and products, whether real or virtual, involves significant risk due to losses that may occur as a result of market fluctuations. The User acknowledges and accepts that the cryptocurrency market is highly volatile, primarily based on trust, and therefore carries special risks not shared with trading commodities or goods in a traditional market. Considering these factors, the User acknowledges, accepts, and assumes that there may be additional risks not expressly foreseen in these Terms and Conditions and releases Sixalime S.A.S. from any liability for damages or losses suffered as a direct or indirect result of the inherent characteristics of cryptoasset trading and its volatility.
It is expressly stated, and the User accepts, that Sixalime S.A.S., through the Website, does not provide any type of investment advice regarding the services offered. Sixalime S.A.S. may provide information on the price, range, volatility of cryptocurrencies, and events that have affected their price, but this shall in no case be considered financial or investment advice and should not be interpreted as such. Any decision to buy or sell cryptocurrencies is the User’s sole decision, and Sixalime S.A.S. will not be liable for any losses suffered as a result of that decision.
WEBSITE FAILURES
Sixalime S.A.S. is not liable for any damage, loss, or harm suffered by a User due to failures in the Website, system, server, or Internet. Users may not hold Sixalime S.A.S. liable or demand compensation for damages resulting from technical difficulties or failures in the Website, systems, or Internet (including, without limitation, any temporary inability of the User to access the Website). Sixalime S.A.S. does not guarantee continuous or uninterrupted access and use of its Website. The system may occasionally be unavailable due to technical difficulties, network failures, or any other circumstances beyond Sixalime S.A.S.’s control; in such cases, efforts will be made to restore it as quickly as possible without this implying any liability for Sixalime S.A.S. or its related or controlled companies.
INDEMNITY
The User shall indemnify and hold harmless Sixalime S.A.S., its directors, managers, representatives, and employees from any claim or demand by other Users or third parties for their activities on the Website, for their breach of the Crypto Terms and Conditions and other incorporated policies, or for the violation of any laws or third-party rights.
Sixalime S.A.S. reserves the right to review these Currency Purchase and Sale Terms and Conditions at any time, updating and/or modifying this page. The User must review these Terms and Conditions each time they access the Website, as they are mandatory and binding. Any modification to these terms will be deemed tacitly accepted each time the User accesses the Website without the need for express confirmation, unless required by Sixalime S.A.S. Additionally, as certain services and content offered to Users through the Website may contain specific regulations that govern, complement, and/or modify these Terms and Conditions, Users are recommended to review them specifically before using the Website.
For all legal purposes, Sixalime S.A.S. establishes its special domicile at República de la India 2781, CABA, 1425, Argentine Republic.
