Short answer:

Link your PayPal account to your Offramp USD account, withdraw funds, convert instantly to stablecoins, and spend worldwide with your Offramp VISA card — no slow banks, no hidden commissions.

The problem freelancers face

If you’re a freelancer in LatAm, Africa, Southeast Asia, or a creator working with global clients, getting paid is often just the start of the challenge:

• PayPal and Payoneer can charge high withdrawal fees
  
  
• Local banks add slow processing times and poor exchange rates
  
  
• Your income loses value before it even reaches you
  
  

Offramp solves this with a direct USD account + global VISA card, giving you fast access, low fees, and flexible spending.

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Step-by-Step: PayPal → Offramp VISA card

Step 1: Open your Offramp app and get your USD account details (Routing Number, Account Number, Bank Name: Lead Bank).

Step 2: Link Offramp USD account in PayPal under Wallet > Link a bank account. Complete micro-deposit verification (1–2 business days).

Step 3: In PayPal, click Transfer Money → select your Offramp account → confirm withdrawal.

Step 4: Funds arrive in 1–3 business days (Same-Day ACH available). Offramp charges only 0.5% receiving fee.

Step 5: Convert to USDC (Arbitrum) or other stablecoins instantly and spend anywhere VISA is accepted — online, in-store, or at ATMs.

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Your gateway to global payments

No workarounds. No delays. The Offramp USD account is your personal entry point to the US banking system, built for global professionals.

Why it’s a game changer:

• Ultra-low fees — 0% account issuance, 0% maintenance, flat 0.5% receiving fee
  
  
• High transaction limits — $10k per transaction, $100k/month from business sources
  
  
• Multi-platform compatibility — PayPal, Wise, Payoneer, Airbnb, Deel, ACH, Wires, Google Pay, Apple Pay
  
  
• Fast transfers — Same-Day ACH or 1–3 business day standard ACH/Wire

Pro-tip for emerging markets: Skip the banking bottleneck

In many countries, withdrawing PayPal funds to a local bank means waiting days or weeks and losing 5–10% in fees. With Offramp, you:

1. Link your Offramp USD account to PayPal — skip local bank delays
   
   
2. Receive payments via ACH — Same-Day ACH for fastest delivery
   
   
3. Hold funds in USD stablecoins — protect against currency devaluation
   
   
4. Spend instantly worldwide — from buying coffee to paying for online subscriptions
   
   

It’s faster than other platforms, cheaper than banks, and gives you instant purchasing power.

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Why Offramp wins

Stop letting outdated systems dictate your income. Take control, eliminate the fees, and unlock the true potential of your global earnings.

• No account or maintenance fees — free to keep your account open
  
  
• Lower cost than PayPal/Payoneer withdrawals — save more on every transfer
  
  
• Global spending power — one card, any currency, anywhere VISA works
  
  
• Multi-platform earnings — withdraw from PayPal, Wise, Airbnb, Deel, Twitch, and more

👉 ​​Get started with Offramp today to experience financial freedom — faster payments, lower fees, and borderless spending in 2025.